1. TurboTax /
  2. Tax Calculators & Tips /
  3. Tax Tips Guides & Videos /
  4. En Español /
  5. ¿Qué son las deducciones de impuestos detalladas?

¿Qué son las deducciones de impuestos detalladas?

Updated for Tax Year 2017


OVERVIEW

A la hora de reducir tu ingreso gravable, detallar tus deducciones puede maximizar tu ahorro en impuestos.


Cuando estás en la búsqueda de formas de reducir tu ingreso gravable, detallar tus deducciones realmente puede maximizar tu ahorro en impuestos. El beneficio de detallar es que te permite reclamar una deducción mayor a la deducción estándar. Sin embargo, requiere que completes un Listado A adjunto a tu declaración y que mantengas un registro de todos tus gastos.

que son las deducciones de impuestos detailadas

Los tipos de deducciones detallados

Las deducciones detalladas incluyen una serie de gastos que no son deducibles de otra manera. Los gastos comunes incluyen los intereses hipotecarios que pagas por un máximo de dos viviendas, los impuestos sobre ingresos locales o estatales o los impuestos a las ventas, impuestos a la propiedad, gastos médicos y dentales que excedan el 7,5 por ciento de tu ingreso bruto ajustado, así como las donaciones de caridad que realices. Las deducciones detalladas incluyen algunas deducciones misceláneas tales como viajes de trabajo y las cuotas sindicales. Una vez que decidas detallarlas, tienes derecho a reclamarlas.

Requisitos para detallar

Para reclamar deducciones detalladas, debes presentar tu declaración de impuestos usando el Formulario 1040 y la lista de tus deducciones detalladas en el Listado A. No puedes presentar tu declaración de impuestos utilizando los formularios 1040A o 1040EZ si deseas detallar tus deducciones, ya que sólo se puede realizar la deducción estándar en estos formularios más cortos.

Una vez que hayas introducido tus gastos en las líneas correspondientes del Listado A, súmalos y copia el total en la segunda página de tu Formulario 1040. Esta cantidad se restará de tus ingresos para llegar al número final de tu ingreso gravable.

Decidir si vas a detallar

Al decidir si vas detallar, es necesario recordar que estarás renunciando a la deducción estándar. Por lo tanto, después de sumar tus deducciones detalladas, es necesario que te asegures de que el total sea mayor que la deducción estándar para tu estado civil en la declaración. Si no es así, entonces realmente vas a pagar más impuestos si detallas.

El Formulario 1040A te permite reclamar ciertas deducciones y créditos comunes (como créditos de educación), sin dejar de reclamar la deducción estándar. Las instrucciones para el Formulario 1040A explican las deducciones y créditos que puedes reclamar en el mismo.

Cuando utilices TurboTax para preparar tus impuestos, vamos a hacerte preguntas sencillas acerca de tu situación fiscal y vamos a recomendarte si detallar o reclamar la deducción estándar te conseguirá un reembolso de impuestos más grande (o un impuesto adeudado más bajo).

Implicaciones del impuesto mínimo alternativo

Si estás sujeto al impuesto mínimo alternativo, una parte o la totalidad de las deducciones detalladas que reclames pueden ser reducidas o eliminadas. Por ejemplo, la deducción de gastos médicos y dentales se reducirá y no se podrá realizar la deducción del interés de los préstamos con garantía hipotecaria. Además, no se pueden descontar los impuestos sobre ingresos locales o estatales ni los impuestos de ventas, honorarios por la preparación de declaración de impuestos y gastos de empleados no reembolsados.

Get every deduction you deserve

TurboTax Deluxe searches more than 350 tax deductions and credits so you get your maximum refund, guaranteed.

For only $59.99$39.99*
Start for Free

Looking for more information?

The above article is intended to provide generalized financial information designed to educate a broad segment of the public; it does not give personalized tax, investment, legal, or other business and professional advice. Before taking any action, you should always seek the assistance of a professional who knows your particular situation for advice on taxes, your investments, the law, or any other business and professional matters that affect you and/or your business.


Security is built into everything we do
Here's how
* Important Offer Details and Disclosures
  • TURBOTAX ONLINE/MOBILE

  • Try for Free/Pay When You File: TurboTax online and mobile pricing is based on your tax situation and varies by product. Absolute Zero $0 federal (forms 1040EZ/1040A) + $0 state limited time offer only available with TurboTax Free Edition; offer may change or end at any time without notice. Actual prices are determined at the time of print or e-file and are subject to change without notice. Savings and price comparisons based on anticipated price increase. Special discount offers may not be valid for mobile in-app purchases.
  • QuickBooks Self-Employed Offer with TurboTax Self-Employed: To receive your complimentary subscription to QuickBooks Self-Employed through 4/30/19, you must pay for your 2017 TurboTax Self-Employed return by 4/17/18 and sign-in and access your QuickBooks Self-Employed account via mobile app or at https://selfemployed.intuit.com/turbotax at least twice by 7/15/18. You will have the option of renewing your QuickBooks Self-Employed subscription by 4/30/19 for another year at the then-current subscription rate. You may cancel your subscription at any time from within the QuickBooks Self-Employed billing section. See QuickBooks.com for price comparison. Offer not valid for existing QuickBooks Self-Employed subscribers already on a payment plan.
  • Pays for itself (TurboTax Self-Employed): Estimates based on deductible business expenses calculated at the self-employment tax income rate (15%) for tax year 2017. Actual results will vary based on your tax situation.
  • Anytime, anywhere: Internet access required; standard data rates apply to download and use mobile app.
  • Fastest refund possible: Fastest tax refund with e-file and direct deposit; tax refund time frames will vary.
  • Pay for TurboTax out of your federal refund: A $X.XX Refund Processing Service fee applies to this payment method. Prices are subject to change without notice.
  • TurboTax Help and Support: Access to a TurboTax specialist is included with TurboTax Deluxe, Premier, Self-Employed and TurboTax Live; not included with Free Edition (but is available as an upgrade). TurboTax specialists are available to provide general customer help and support using the TurboTax product. SmartLook on-screen help is available on a PC, laptop or the TurboTax mobile app. Service, area of expertise, experience levels, wait times, hours of operation and availability vary, and are subject to restriction and change without notice.
  • Tax Advice, Expert Review and TurboTax Live: Access to tax advice and Expert Review (the ability to have a Tax Expert review and/or sign your tax return) is included with TurboTax Live or as an upgrade from another version, and available through October 15, 2018. These services are provided only by credentialed CPAs, EAs or tax attorneys. State tax advice is free. Some tax topics or situations may not be included as part of this service, which shall be determined in the tax expert’s sole discretion. In the event your return is reviewed by a tax expert and requires a significant level of tax advice or actual preparation, the tax expert may be required to sign your return as the preparer at which point they will assume primary responsibility for the preparation of your return. Expert Review [and TurboTax Live] not available on the TurboTax mobile app or when using a web browser on your mobile phone. On-screen help is available on a PC, laptop or the TurboTax mobile app. Service, area of expertise, experience levels, wait times, hours of operation and availability vary, and are subject to restriction and change without notice.
  • Tax Return Access and My Docs features: Included with TurboTax Deluxe, Premier, Self-Employed, TurboTax Live or with PLUS benefits. Access to all tax-related documents we have on file for you is available through 10/31/2019. Terms and conditions may vary and are subject to change without notice.
  • #1 best-selling tax software: Based on aggregated sales data for all tax year 2016 TurboTax products.
  • Most Popular: TurboTax Deluxe is our most popular product among TurboTax Online users with more complex tax situations.
  • CompleteCheck: Covered under the TurboTax accurate calculations and maximum refund guarantees.
  • #1 rated online tax prep provider: Based on independent comparison of the best online tax software by TopTenReviews.com March 13, 2017.
  • Get tips based on your tax and credit data to help get you to where you want to be: Tax and credit data accessed upon your consent.
  • TURBOTAX CD/DOWNLOAD SOFTWARE

  • TurboTax CD/Download products: Price includes tax preparation and printing of federal tax returns and free federal e-file of up to 5 federal tax returns. Additional fees apply for e-filing state returns. E-file fees do not apply to New York state returns. Savings and price comparison based on anticipated price increase. Prices subject to change without notice.
  • Fastest refund possible: Fastest tax refund with e-file and direct deposit; tax refund time frames will vary.
  • Pay for TurboTax out of your federal refund: A $X.XX Refund Processing Service fee applies to this payment method. Prices are subject to change without notice. This benefit is available with TurboTax Federal products except TurboTax Business.
  • About our TurboTax Product Experts: Customer service and product support vary by time of year.
  • About our credentialed tax experts: Live tax advice via phone is included with Premier and Home & Business; fees apply for Basic and Deluxe customers. State tax advice is free. Service, experience levels, hours of operation and availability vary, and are subject to restriction and change without notice. Not available for TurboTax Business customers.
  • #1 best-selling tax software: Based on aggregated sales data for all tax year 2016 TurboTax products.
  • Data Import: Imports financial data from participating companies; may require a free Intuit online account. Quicken and QuickBooks import not available with TurboTax installed on a Mac. Imports from Quicken (2016 and higher) and QuickBooks Desktop (2012 and higher); both Windows only. Quicken import not available for TurboTax Business. Quicken products provided by Quicken Inc., Quicken import subject to change.