Don’t play
the waiting
game

Offer available through
February 15, 2019.
Subject to change.

  • It can take up to 21 days to get your refund from the IRS.

  • No
    hidden fees

  • No
    interest

  • Seriously,
    pay nothing

How it works

  • Simply file your taxes with TurboTax and apply for Refund Advance.*
    How do I pre-qualify?

  • If approved, get your Refund Advance and start spending online typically within 48 hours before your Turbo℠ Prepaid Visa® Card
    arrives in the mail.

  • Then, once the IRS processes your return, the remainder of your refund will be loaded onto your Turbo Card
    (usually within 21 days).

  • How much can I get?

This amount is based on your federal refund amount, personal info, tax info, and any third-party data we may consider. Refund Advance is available in amounts of $250, $500, $750 and $1,000.

This table shows the maximum Refund Advance for each expected refund range. Keep in mind this is only one of the factors that determine your Refund Advance amount.

  • Access funds typically within 48 hours

Here are the estimated times funds will be available to use once the IRS accepts your return. Offer available through 2/15/19.

Commonly Asked Questions

How do I know if I’m eligibile for the Refund Advance?

To see our eligibility requirements,
click here.

How do I apply?

If you’re expecting a federal refund after filing your taxes with TurboTax, you may have the opportunity to select the Refund Advance at the time you choose your refund method.

How do I access my Refund Advance on a Turbo℠ Prepaid Visa® Card account?

If you are approved for the Refund Advance, you’ll receive an email within 48 hours that explains how to set up your Turbo Card account and start
spending online.

What happens with the rest of my refund after I get my Refund Advance?

When the IRS or state tax authorities distributes your refund, your remaining refund amount (minus your Refund Advance amount from your federal refund and any other agreed upon fees) will be loaded onto the same Turbo Card.

How is the loan paid back?

When the IRS processes your federal refund, your Refund Advance loan is automatically paid back. You won’t have to do anything!

How is my Refund Advance amount determined?

Your approved amount is based on the size of your federal refund and your tax information, along with other factors. You may not receive the maximum Refund Advance amount if one of these factors doesn’t meet the qualifying standards of the lender.

Where can I spend my Refund Advance?

If approved, and once your account is set up, you can start spending online using your Turbo Card information anywhere Visa is accepted.

When your Turbo Card arrives in the mail within 5-10 business days, you’ll be able to spend the money at any store Visa is accepted in the U.S.

How can you offer this at no cost?

We’ve worked closely with Green Dot Bank, Member FDIC and First Century Bank, N.A., Member FDIC to provide the Refund Advance to you at no extra cost. This is just another benefit of filing with TurboTax!

We just want to make sure you have a way to access a portion of your refund if you can’t wait for the money.

How can I get cash with the Turbo Card?

Withdraw cash at more than 19,000 surcharge-free ATMs across all 50 states.

However, there are fees for using your Turbo Card at out-of-network ATMs.

What are the benefits of a Turbo℠ Prepaid Visa® Card?

The Turbo Card is one of the easiest ways to get your tax refund after filing with TurboTax Online. It’s a reloadable prepaid Visa card that can be used everywhere Visa debit cards are accepted in the U.S.—including online, by phone, and in stores.

Plus, when you use your Turbo Card account, you’ll have:

  • No monthly fees
  • No overdraft fees
  • No inactivity fees
  • No minimum balance
And, there are no fees to:
  • Use the free ATM network
  • Enroll in direct deposit
  • Deposit checks
  • Use online bill pay
  • Download the app
There are fees for using your Turbo Card at out-of-network ATMs and depositing cash on the card at the register. Terms and conditions may apply to some of the features.

Who’s the third party lender?

The third-party lender is First Century Bank, N.A., Member FDIC. With your consent, we will share your info with First Century Bank, N.A., and Green Dot Bank, Member FDIC and its subsidiaries via SSL-encrypted transmission. They'll review your info to see if you qualify for the Refund Advance.

What happens after I qualify for the Refund Advance?

If you qualify, you will be notified by email of your approved amount. You’ll be able to start spending online with your card information after setting up your Turbo Card account. Also, a physical Turbo Card will be mailed to you within 5 to 10 business days. The remainder of your refund (minus any TurboTax fees) will be loaded onto the card when the IRS or state tax authorities distributes your refund (typically within 21 days from IRS acceptance).

What if I don’t qualify for the Refund Advance?

If you don’t qualify after filing your return, you'll still receive your refund on a Turbo Card. When the card arrives in 5 to 10 business days, there will be no money on it yet. Your entire federal and state refunds (minus any associated fees) will be loaded onto the card when the IRS or state tax authorities distributes your refund (typically within 21 days from IRS acceptance).

Can I continue using my card after it runs out of funds?

Yes, you can deposit money on your card at 100,000 Reload @ the Register locations nationwide, use fee-free ATMs, get ASAP Direct Deposit™ of your payroll and government benefits, download the mobile app to control your money 24/7,deposit checks, use online bill pay and more. Cash deposit & out-of-network ATM fees may apply.

Will the Refund Advance affect my credit?

No. Applying for the Refund Advance will not affect your credit.

*REFUND ADVANCE TURBO℠ PREPAID VISA™ CARD OFFER

  • If you’re receiving a federal refund, you could be eligible for a Refund Advance on a Turbo℠ Prepaid Visa™ Card issued by Green Dot Bank, Member FDIC. If approved, you will receive temporary card info for online use within 48 hours of the IRS accepting your e-filed federal return. This temporary card info will work for 15 days or until you activate your physical Turbo℠ Prepaid Visa™ Card, which will arrive in 5 to 10 business days of IRS acceptance and loan approval. 0% APR & $0 loan fees. This is a limited time offer.

  • Refund Advance is a loan based upon your refund and is not the refund itself. To apply for the Refund Advance, you must file your taxes with TurboTax. Availability of the Refund Advance is subject to satisfaction of identity verification, certain security requirements, eligibility criteria, and underwriting standards. Refund Advance is provided by First Century Bank, N.A., Member FDIC, not affiliated with Intuit or Green Dot Bank, Member FDIC.

  • Separate fees apply if the taxpayer selects a Refund Transfer. A Refund Transfer is not required for the Refund Advance loan.

  • Not all consumers will qualify for a loan or for the maximum loan amount. If approved, your loan will be one of four amounts: $250, $500, $750 or $1,000. Your loan amount will be based on a portion of your federal refund. You will not receive a final decision of whether you are approved for the Loan until after you file your taxes. Loan repayment is deducted from your federal tax refund and reduces the subsequent refund amount paid directly to you.

  • Fees may apply for other products and services.

  • Your loan proceeds will be available on a Turbo℠ Prepaid Visa™ Card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. You may access your loan proceeds by multiple methods without paying additional fees. Find fee-free ATMs to withdraw cash by logging into your account at TurboPrepaidCard.com. Additional card fees may apply.

  • You will not be eligible for the offer if: (1) your physical address is located outside of the United States, a US territory, a PO box or a prison address, (2) your physical address or the tax returns you are filing are in one of the following states: IL, VT, NC (3) you are less than 18 years old, (4) the tax return is on behalf of a deceased person, (5) you are filing certain IRS Forms, (6) your expected refund amount is less than $1,000, or (7) you are using any of our tax products where a professional is completing your taxes. You also must be approved by Green Dot Bank, Member FDIC to receive a Turbo℠ Prepaid Visa™ Card.

  • If you are approved for a loan, your tax refund after deducting the amount of your loan and minus any agreed-upon fees will be placed on a Turbo℠ Prepaid Visa™ Card. If you apply for a loan and are not approved your tax refund will be placed on a Turbo℠ Prepaid Visa™ Card minus any agreed-upon fees.

* Important Offer Details and Disclosures

TURBOTAX ONLINE/MOBILE

  • Try for Free/Pay When You File: TurboTax online and mobile pricing is based on your tax situation and varies by product. $0 federal (for simple tax returns) + $0 state + $0 to file offer only available with TurboTax Free Edition; offer may change or end at any time without notice. Actual prices are determined at the time of print or e-file and are subject to change without notice. Savings and price comparisons based on anticipated price increase. Special discount offers may not be valid for mobile in-app purchases.

  • QuickBooks Self-Employed Offer with TurboTax Self-Employed and TurboTax Live Self-Employed for Extension Filers: To receive your complimentary subscription to QuickBooks Self-Employed through 10/31/20, you must pay for your 2018 TurboTax Self-Employed or TurboTax Live Self-Employed return between 4/16/19 and 10/15/19 and sign-in and access your QuickBooks Self-Employed account via mobile app or at https://selfemployed.intuit.com/turbotax at least twice by 12/31/19. You will have the option of renewing your QuickBooks Self-Employed subscription by 10/31/20 for another year at the then-current subscription rate. You may cancel your subscription at any time from within the QuickBooks Self-Employed billing section. See https://quickbooks.intuit.com/self-employed/ for price comparison. Offer not valid for existing QuickBooks Self-Employed subscribers already on a payment plan.

  • Pays for itself (TurboTax Self-Employed): Estimates based on deductible business expenses calculated at the self-employment tax income rate (15.3%) for tax year 2018. Actual results will vary based on your tax situation.

  • Anytime, anywhere: Internet access required; standard data rates apply to download and use mobile app.

  • Fastest refund possible: Fastest tax refund with e-file and direct deposit; tax refund time frames will vary. The IRS issues more than 9 out of 10 refunds in less than 21 days.

  • Pay for TurboTax out of your federal refund: A $39.99 Refund Processing Service fee applies to this payment method. Prices are subject to change without notice.

  • TurboTax Help and Support: Access to a TurboTax specialist is included with TurboTax Deluxe, Premier, Self-Employed and TurboTax Live; not included with Free Edition (but is available as an upgrade). TurboTax specialists are available to provide general customer help and support using the TurboTax product. SmartLook on-screen help is available on a PC, laptop or the TurboTax mobile app. Service, area of expertise, experience levels, wait times, hours of operation and availability vary, and are subject to restriction and change without notice.

  • Tax Advice, Expert Review and TurboTax Live: Access to tax advice and Expert Review (the ability to have a Tax Expert review and/or sign your tax return) is included with TurboTax Live or as an upgrade from another version, and available through December 31, 2019. These services are provided only by credentialed CPAs, EAs or tax attorneys. Some tax topics or situations may not be included as part of this service, which shall be determined in the tax expert’s sole discretion. For the Assist & Review product, if your return requires a significant level of tax advice or actual preparation, the tax expert may be required to sign as the preparer at which point they will assume primary responsibility for the preparation of your return. For the Full Service product, the tax expert will sign your return as preparer. Payment by federal refund is not available when a tax expert signs your return. On-screen help is available on a desktop, laptop or the TurboTax mobile app. Unlimited access to TurboTax Live CPAs and EAs refers to an unlimited quantity of contacts available to each customer, but does not refer to hours of operation or service coverage. Service, area of expertise, experience levels, wait times, hours of operation and availability vary, and are subject to restriction and change without notice.

  • Tax Return Access, Smart Insights and My Docs features: Included with TurboTax Deluxe, Premier, Self-Employed, TurboTax Live or with PLUS benefits. Access to the prior seven years of tax-related documents we have on file for you is available through 10/31/2020. Terms and conditions may vary and are subject to change without notice.

  • Easy Online Amend: Included with TurboTax Deluxe, Premier, Self-Employed, TurboTax Live or with PLUS benefits. Make changes to your 2018 tax return online for up to 3 years after it has been filed and accepted by the IRS through 10/31/2021. Terms and conditions may vary and are subject to change without notice.

  • #1 best-selling tax software: Based on aggregated sales data for all tax year 2017 TurboTax products.

  • Most Popular: TurboTax Deluxe is our most popular product among TurboTax Online users with more complex tax situations.

  • CompleteCheck: Covered under the TurboTax accurate calculations and maximum refund guarantees.

  • #1 rated online tax prep provider: Based on independent comparison of the best online tax software by TopTenReviews.com January 29, 2018.

  • Get tips from Turbo based on your tax and credit data to help get you to where you want to be: Tax and credit data accessed upon your consent.

TURBOTAX GUARANTEES

  • 100% Accurate Calculations Guarantee: If you pay an IRS or state penalty or interest because of a TurboTax calculation error, we’ll pay you the penalty and interest.

  • Maximum Refund Guarantee - or Your Money Back: If you get a larger refund or smaller tax due from another tax preparation method, we'll refund the applicable TurboTax federal and/or state purchase price paid. TurboTax Online Free Edition customers are entitled to payment of $14.99.

  • 100% Accurate Expert Approved Guarantee: If you pay an IRS or state penalty (or interest) because of an error that a TurboTax CPA, EA, or Tax Attorney made while providing topic-specific tax advice, a section review, or acting as a signed preparer for your return, we'll pay you the penalty and interest.

  • Audit Support Guarantee: If you received an audit letter based on your 2018 TurboTax return and are not satisfied with how we responded to your inquiry, we’ll refund the applicable TurboTax federal 1040 and/or state purchase price you paid. TurboTax Free Edition customers are entitled to payment of $14.99. We will not represent you or provide legal advice. Excludes TurboTax Business.

  • TurboTax Free Guarantee: $0 Federal + $0 State + $0 To File offer is available for simple tax returns with TurboTax Free Edition. A simple tax return is Form 1040 only, with no attached schedules.

  • Satisfaction Guaranteed:
    • If you use TurboTax Online or Mobile:
      Satisfaction Guaranteed — or you don't pay. You may use TurboTax Online without charge up to the point you decide to print or electronically file your tax return. Printing or electronically filing your return reflects your satisfaction with TurboTax Online, at which time you will be required to pay or register for the product.

    • If you bought or downloaded TurboTax from a retailer:
      Try TurboTax software. If you're not satisfied, return it to Intuit within 60 days of purchase with your dated receipt for a full refund.

    • If you bought or downloaded TurboTax directly from us:
      Try TurboTax software. If you're not satisfied, return it within 60 days of shipment with your dated receipt for a full refund (excluding shipping & handling).
TURBOTAX CD/DOWNLOAD

  • TurboTax CD/Download products: Price includes tax preparation and printing of federal tax returns and free federal e-file of up to 5 federal tax returns. Additional fees apply for e-filing state returns. E-file fees do not apply to New York state returns. Savings and price comparison based on anticipated price increase. Prices subject to change without notice.

  • Fastest refund possible: Fastest tax refund with e-file and direct deposit; tax refund time frames will vary. The IRS issues more than 9 out of 10 refunds in less than 21 days.

  • Pay for additional TurboTax services out of your federal refund: A $39.99 Refund Processing Service fee applies to this payment method. Prices are subject to change without notice. This benefit is available with TurboTax Federal products except TurboTax Business.

  • About our TurboTax Product Experts: Customer service and product support vary by time of year.

  • #1 best-selling tax software: Based on aggregated sales data for all tax year 2017 TurboTax products.

  • Data Import: Imports financial data from participating companies; may require a free Intuit online account. Quicken and QuickBooks import not available with TurboTax installed on a Mac. Imports from Quicken (2016 and higher) and QuickBooks Desktop (2014 and higher); both Windows only. Quicken import not available for TurboTax Business. Quicken products provided by Quicken Inc., Quicken import subject to change.