1. TurboTax /
  2. Tax Calculators & Tips /
  3. Tax Tips & Videos /
  4. En Español /
  5. ¿Qué estado civil deduce más impuestos?

¿Qué estado civil deduce más impuestos?

Updated for Tax Year 2017


OVERVIEW

Tu estado civil puede hacer una gran diferencia en la cantidad de impuestos que pagas. Si ganas US$ 40.000 al año, por ejemplo, la cantidad de impuestos que pagarás dependerá del estado civil que declares. Las diferencias en las tasas de impuestos son significativas y pueden hacer la diferencia entre pagar hasta un 15% o 25%. Tu decisión de presentar soltero, conjuntamente o jefe de familia también afectará al tamaño de tu deducción estándar.


Estados civiles

Si actualmente estás soltero y no tienes hijos, tu estado civil debe ser soltero. Sin embargo, si tienes un niño que vive contigo y eres responsable de más de la mitad de los gastos del mantenimiento de la casa, puedes declararte como "jefe de familia" y realizar importantes ahorros fiscales.

que estado civil deduce mas impuestos

Si estás casado, tú y tu cónyuge pueden elegir entre presentar una declaración de impuestos conjunta o presentarla por separado. Incluso te puedes presentar como viudo si perdiste a tu cónyuge en los últimos dos años y acogerte a los beneficios fiscales de los que presentan declaración conjunta. Con todo lo demás igual, quienes presentan declaraciones conjuntas y los viudos pagan la menor cantidad de impuestos.

Rangos de impuestos a los ingresos

A medida que el ingreso aumenta, las porciones de tus ingresos están sujetas a diferentes rangos impositivos que progresivamente aumentan el porcentaje que se paga por ellos. Si eres soltero en 2017, por ejemplo, pagas 10% de tus ingresos de hasta US$ 9.325, después el 15% de los ingresos entre esa cantidad y US$ 37.950. La elección de un estado civil diferente puede cambiar el punto en el que te mueves en los tramos. Una pareja casada que presenta una declaración conjunta en 2017 se mantiene en el 10% hasta que su ingreso conjunto llegue a US$ 18.650, mientras que para el jefe de familia, el límite es de US$ 13.350.

Reclamando las deducciones estándar

La deducción estándar es una cantidad que puedes deducir para reducir el monto de tus ingresos que pueden ser gravados. Se utiliza generalmente por personas que no tienen suficientes gastos deducibles para hacerlos dignos de detallar sus deducciones.

Aunque las cantidades generalmente aumentan cada año, en 2017 las personas y las parejas casadas que declaran por separado pueden reclamar una deducción estándar de US$ 6.350, quienes presentan declaraciones conjuntas y los viudos calificados pueden reclamar una deducción de US$ 12.700 y la presentación como jefe de familia te da una deducción de US$ 9.350. La deducción estándar aumenta para contribuyentes ciegos o que tienen 65 años o más.

Deducciones detalladas

Siempre tienes la opción de detallar las deducciones si el total de ellos es mayor que la deducción estándar para tu estado civil. Por lo general, el pago de los intereses hipotecarios, cuentas médicas, impuestos estatales de propiedad y las donaciones caritativas son elegibles para ser detalladas. Tu habilidad para detallar depende de tu estado civil, ya que mientras más grande sea la deducción estándar de la que eres elegible de reclamar, más gastos debes pagar durante el año para que valga la pena detallarlos.

Cuando utilices TurboTax para preparar tus impuestos, te haremos preguntas sencillas acerca de tu situación y recomendaremos el mejor estado civil de presentación para ti.

Get every deduction you deserve

TurboTax Deluxe searches more than 350 tax deductions and credits so you get your maximum refund, guaranteed.

For only $54.99*
Sign In

Looking for more information?

The above article is intended to provide generalized financial information designed to educate a broad segment of the public; it does not give personalized tax, investment, legal, or other business and professional advice. Before taking any action, you should always seek the assistance of a professional who knows your particular situation for advice on taxes, your investments, the law, or any other business and professional matters that affect you and/or your business.


Security is built into everything we do
Here's how
* Important Offer Details and Disclosures
  • TURBOTAX ONLINE/MOBILE

  • Try for Free/Pay When You File: TurboTax online and mobile pricing is based on your tax situation and varies by product. Absolute Zero $0 federal (1040EZ/1040A) + $0 state offer only available with TurboTax Federal Free Edition; offer may change or end at any time without notice. Actual prices are determined at the time of print or e-file and are subject to change without notice. Savings and price comparisons based on anticipated price increase expected in March. Special discount offers may not be valid for mobile in-app purchases.
  • QuickBooks Self-Employed Offer with TurboTax Self-Employed: File your 2016 TurboTax Self-Employed return between 4/19/17 and 10/16/17 to receive your complimentary subscription to QuickBooks Self-Employed until 10/31/18. Activation by 12/31/17 required. Sign in to QuickBooks Self-Employed via mobile app or at https://selfemployed.intuit.com/turbotax; e-mail address used for activation and sign-in. Offer valid only for new QuickBooks Self-Employed customers. See QuickBooks.com for price comparison.
    • When you use TurboTax Self-Employed to file your 2017 taxes, you will have the option to renew your QuickBooks Self-Employed subscription. If you do not purchase TurboTax Self-Employed by 10/15/18, you will have the option of renewing your QuickBooks Self-Employed subscription by 10/31/18 for another year at the then-current annual subscription rate. You may cancel your subscription at any time from within the QuickBooks Self-Employed billing section.
  • Pays for itself (TurboTax Self-Employed): Estimates based on deductible business expenses calculated at the self-employment tax income rate (15%) for tax year 2016. Actual results will vary based on your tax situation.
  • Anytime, anywhere: Internet access required; standard message and data rates apply to download and use mobile app.
  • Fastest refund possible: Fastest tax refund with e-file and direct deposit; tax refund time frames will vary.
  • Pay for TurboTax out of your federal refund: $X.XX Refund Processing Service fee applies to this payment method. Prices are subject to change without notice.
  • TurboTax Expert Help, Tax Advice and SmartLook: Included with Deluxe, Premier and Self-Employed (via phone or on-screen); not included with Federal Free Edition (but available for purchase with the Plus bundle). SmartLook on-screen help is available on a PC, laptop or the TurboTax mobile app. TurboTax experts provide general advice, customer service and product help; tax advice provided only by credentialed CPAs, enrolled agents and tax attorneys. Feature availability varies by device. State tax advice is free. Service, area of expertise, experience levels, hours of operation and availability vary, and are subject to restriction and change without notice.
  • Tax Return Access, My Docs and My Analysis & Advice features: Access to all tax-related documents we have on file for you is available until you file your 2017 tax return or through 10/31/2018, whichever comes first. Terms and conditions may vary and are subject to change without notice.
  • #1 best-selling tax software: Based on aggregated sales data for all tax year 2015 TurboTax products.
  • Most Popular: TurboTax Deluxe is our most popular product among TurboTax Online users with more complex tax situations.
  • CompleteCheck: Covered under the TurboTax accurate calculations and maximum refund guarantees.
  • #1 rated online tax prep provider: Based on independent comparison of the best online tax software by TopTenReviews.com March 13, 2017.
  • TURBOTAX CD/DOWNLOAD SOFTWARE

  • TurboTax CD/Download products: Price includes tax preparation and printing of federal tax returns and free federal e-file of up to 5 federal tax returns. Additional fees apply for e-filing state returns. E-file fees do not apply to New York state returns. Savings and price comparison based on anticipated price increase expected in March. Prices subject to change without notice.
  • Fastest refund possible: Fastest tax refund with e-file and direct deposit; tax refund time frames will vary.
  • Pay for TurboTax out of your federal refund: $X.XX Refund Processing Service fee applies to this payment method. Prices are subject to change without notice. This benefit is available with TurboTax Federal products except TurboTax Business.
  • About our TurboTax Product Experts: Customer service and product support vary by time of year.
  • About our credentialed tax experts: Live tax advice via phone is included with Premier and Home & Business; fees apply for Basic and Deluxe customers. State tax advice is free. Service, experience levels, hours of operation and availability vary, and are subject to restriction and change without notice. Not available for TurboTax Business customers.
  • #1 best-selling tax software: Based on aggregated sales data for all tax year 2016 TurboTax products.
  • Data Import: Imports financial data from participating companies; may require a free Intuit online account. Quicken and QuickBooks import not available with TurboTax installed on a Mac. Imports from Quicken (2016 and higher) and QuickBooks Desktop (2012 and higher); both Windows only. Quicken import not available for TurboTax Business. Quicken products provided by Quicken Inc., Quicken import subject to change.