1. TurboTax /
  2. Tax Calculators & Tips /
  3. Tax Tips Guides & Videos /
  4. En Español /
  5. Deducciones de impuestos federales para la renovación del hogar

Deducciones de impuestos federales para la renovación del hogar

Updated for Tax Year 2017


OVERVIEW

Hay un número de maneras en las cuales puedes utilizar las mejoras o renovaciones en el hogar para minimizar tus impuestos.


¿Buscas mejorar tu hogar sin agotar tus ahorros bancarios?

Las renovaciones en el hogar no suelen ser un gasto que pueda ser deducido de tus impuestos federales, pero hay un número de modos en los cuales puedes utilizar las renovaciones o mejoras en el hogar para minimizar tus impuestos. Entre éstos se incluyen tanto deducciones fiscales como créditos fiscales para renovaciones y mejoras realizadas en tu hogar en el momento de su compra o después.

deducciones de impuestos federales para la renovacion del hogar

Utilizar tu hipoteca para realizar mejoras en el hogar

Un modo de ahorrar en los costos de las renovaciones hogareñas es realizando las mejoras al hogar en el momento de la compra.

Si la hipoteca que utilizas para comprar una casa incluye dinero adicional para realizar renovaciones, el costo de la adquisición de tu hogar incluye ese monto. En ese caso podrás deducir los intereses de este monto de tus ingresos como parte de la deducción de los intereses de tu hipoteca.

Mejoras que califican como gastos médicos

Las mejoras en tu hogar también pueden ser deducidas de tu ingreso como gastos médicos si son médicamente necesarias.

El costo de la instalación de rampas de entrada o salida, la modificación de baños, modificaciones en la altura de instalación de gabinetes, la ampliación de puertas y pasillos y la instalación de pasamanos, entre otras cosas, son mejoras hogareñas que pueden ser deducidas como gastos médicos. Pero los montos de la deducción deben ser razonables debido a su propósito médico, y los gastos realizados por razones estéticas o arquitectónicas no pueden ser deducidos.

En otras palabras, hacer que un hogar sea accesible para sillas de ruedas califica, pero instalar una escultura en el jardín no.

Asimismo, cualquier monto utilizado para estas mejoras que incremente el valor de tu hogar no puede ser calificado como gasto relacionado a una necesidad médica.

Créditos fiscales para generación de energía

Uno de los mejores modos de disminuir tus impuestos es aprovechando los créditos fiscales energéticos instalando sistemas calificados de generación de energía.

Puedes obtener un crédito fiscal federal del 30% del costo de bombas de calor geotérmico calificadas, calentadores de agua solares, paneles solares, pequeñas turbinas de viento o celdas de combustible instaladas para servicio en construcciones existentes o nuevas. Los créditos son válidos hasta el año 2016, con excepción de los créditos solares que son válidos hasta 2019 y luego se reducen cada año hasta finales de 2021.

A excepción de las celdas de combustible (las cuales deben ser instaladas en tu residencia principal para calificar), el crédito puede ser utilizado para elementos instalados en casas de vacaciones o segundas residencias también.

El crédito del 30% aplica al costo, incluyendo labor e instalación, y no hay un límite máximo (excepto para las celdas de combustible). Por ejemplo, si compras e instalas una pequeña turbina de viento por US$10.000, obtienes un crédito fiscal de US$3.000 (sin contar los ahorros futuros en tus facturas eléctricas).

Este crédito debe ser pedido en el año fiscal en el que ese elemento entró en servicio y el elemento debe ir acompañado de una Declaración de Certificación del Fabricante para calificar. Para obtener los detalles completos, visita Créditos Fiscales Federales para Energía Eficiente.

Exención de venta de hogar

Bajo la exención de venta de hogar no debes pagar ganancias de capital por tu residencia principal cuando la vendes si su ganancia es de US$250.000 o menor. Debido a que algunas renovaciones de hogar aumentan el valor base de tu hogar, pueden ayudarte a disminuir el monto del precio de venta que es considerado ganancia y, por ende, pueden potencialmente ayudarte a ser incluido en la exención de venta de hogar para evitar las ganancias de capital completamente. Incluso si no es el caso, el valor aumentado de tu hogar limitará la porción gravable del precio de venta.

Recuerda, TurboTax Deluxe puede ayudarte a encontrar todas las deducciones fiscales y créditos que te corresponden, incluyendo aquellos relacionados a las mejoras en tu hogar.

Get every deduction you deserve

TurboTax Deluxe searches more than 350 tax deductions and credits so you get your maximum refund, guaranteed.

For only $59.99$39.99*
Start for Free

Looking for more information?

The above article is intended to provide generalized financial information designed to educate a broad segment of the public; it does not give personalized tax, investment, legal, or other business and professional advice. Before taking any action, you should always seek the assistance of a professional who knows your particular situation for advice on taxes, your investments, the law, or any other business and professional matters that affect you and/or your business.


Security is built into everything we do
Here's how
* Important Offer Details and Disclosures
  • TURBOTAX ONLINE/MOBILE

  • Try for Free/Pay When You File: TurboTax online and mobile pricing is based on your tax situation and varies by product. Absolute Zero $0 federal (forms 1040EZ/1040A) + $0 state limited time offer only available with TurboTax Free Edition; offer may change or end at any time without notice. Actual prices are determined at the time of print or e-file and are subject to change without notice. Savings and price comparisons based on anticipated price increase. Special discount offers may not be valid for mobile in-app purchases.
  • QuickBooks Self-Employed Offer with TurboTax Self-Employed: To receive your complimentary subscription to QuickBooks Self-Employed through 4/30/19, you must pay for your 2017 TurboTax Self-Employed return by 4/17/18 and sign-in and access your QuickBooks Self-Employed account via mobile app or at https://selfemployed.intuit.com/turbotax at least twice by 7/15/18. You will have the option of renewing your QuickBooks Self-Employed subscription by 4/30/19 for another year at the then-current subscription rate. You may cancel your subscription at any time from within the QuickBooks Self-Employed billing section. See QuickBooks.com for price comparison. Offer not valid for existing QuickBooks Self-Employed subscribers already on a payment plan.
  • Pays for itself (TurboTax Self-Employed): Estimates based on deductible business expenses calculated at the self-employment tax income rate (15%) for tax year 2017. Actual results will vary based on your tax situation.
  • Anytime, anywhere: Internet access required; standard data rates apply to download and use mobile app.
  • Fastest refund possible: Fastest tax refund with e-file and direct deposit; tax refund time frames will vary.
  • Pay for TurboTax out of your federal refund: A $X.XX Refund Processing Service fee applies to this payment method. Prices are subject to change without notice.
  • TurboTax Help and Support: Access to a TurboTax specialist is included with TurboTax Deluxe, Premier, Self-Employed and TurboTax Live; not included with Free Edition (but is available as an upgrade). TurboTax specialists are available to provide general customer help and support using the TurboTax product. SmartLook on-screen help is available on a PC, laptop or the TurboTax mobile app. Service, area of expertise, experience levels, wait times, hours of operation and availability vary, and are subject to restriction and change without notice.
  • Tax Advice, Expert Review and TurboTax Live: Access to tax advice and Expert Review (the ability to have a Tax Expert review and/or sign your tax return) is included with TurboTax Live or as an upgrade from another version, and available through October 15, 2018. These services are provided only by credentialed CPAs, EAs or tax attorneys. State tax advice is free. Some tax topics or situations may not be included as part of this service, which shall be determined in the tax expert’s sole discretion. In the event your return is reviewed by a tax expert and requires a significant level of tax advice or actual preparation, the tax expert may be required to sign your return as the preparer at which point they will assume primary responsibility for the preparation of your return. Expert Review [and TurboTax Live] not available on the TurboTax mobile app or when using a web browser on your mobile phone. On-screen help is available on a PC, laptop or the TurboTax mobile app. Service, area of expertise, experience levels, wait times, hours of operation and availability vary, and are subject to restriction and change without notice.
  • Tax Return Access and My Docs features: Included with TurboTax Deluxe, Premier, Self-Employed, TurboTax Live or with PLUS benefits. Access to all tax-related documents we have on file for you is available through 10/31/2019. Terms and conditions may vary and are subject to change without notice.
  • #1 best-selling tax software: Based on aggregated sales data for all tax year 2016 TurboTax products.
  • Most Popular: TurboTax Deluxe is our most popular product among TurboTax Online users with more complex tax situations.
  • CompleteCheck: Covered under the TurboTax accurate calculations and maximum refund guarantees.
  • #1 rated online tax prep provider: Based on independent comparison of the best online tax software by TopTenReviews.com March 13, 2017.
  • Get tips based on your tax and credit data to help get you to where you want to be: Tax and credit data accessed upon your consent.
  • TURBOTAX CD/DOWNLOAD SOFTWARE

  • TurboTax CD/Download products: Price includes tax preparation and printing of federal tax returns and free federal e-file of up to 5 federal tax returns. Additional fees apply for e-filing state returns. E-file fees do not apply to New York state returns. Savings and price comparison based on anticipated price increase. Prices subject to change without notice.
  • Fastest refund possible: Fastest tax refund with e-file and direct deposit; tax refund time frames will vary.
  • Pay for TurboTax out of your federal refund: A $X.XX Refund Processing Service fee applies to this payment method. Prices are subject to change without notice. This benefit is available with TurboTax Federal products except TurboTax Business.
  • About our TurboTax Product Experts: Customer service and product support vary by time of year.
  • About our credentialed tax experts: Live tax advice via phone is included with Premier and Home & Business; fees apply for Basic and Deluxe customers. State tax advice is free. Service, experience levels, hours of operation and availability vary, and are subject to restriction and change without notice. Not available for TurboTax Business customers.
  • #1 best-selling tax software: Based on aggregated sales data for all tax year 2016 TurboTax products.
  • Data Import: Imports financial data from participating companies; may require a free Intuit online account. Quicken and QuickBooks import not available with TurboTax installed on a Mac. Imports from Quicken (2016 and higher) and QuickBooks Desktop (2012 and higher); both Windows only. Quicken import not available for TurboTax Business. Quicken products provided by Quicken Inc., Quicken import subject to change.