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What Is the Individual Shared Responsibility Provision?
The individual shared responsibility provision lies at the heart of the Affordable Care Act—the 2010 health care law sometimes referred to as Obamacare. This is the provision that requires Americans to have health insurance coverage and that imposes a tax penalty on those who choose to go uninsured. Read more…

Video: What is the Affordable Care Act Individual Mandate?
The Affordable Care Act individual mandate (Obamacare) requires most Americans to have health insurance or pay a tax penalty, unless you qualify for an exemption. Learn more about the ACA individual mandate, plans that qualify as minimum essential coverage, who qualifies for an exemption and how the individual mandate may affect your taxes with this helpful guide from TurboTax. Read more…

Affordable Care Act (Obamacare) Survival Guide For ALEs
A key feature of the Affordable Care Act (also known as Obamacare) is the way in which responsibility for affordable health care coverage is shared between stakeholders. Companies that employ 50 or more people may be considered "applicable large employers" or ALEs under the Affordable Care Act (ACA). Read more…

Does Your Company Need to File Form 1095-B?
A company is responsible for filing IRS Form 1095-B only if two conditions apply: It offers health coverage to its employees, and it is "self-insured." This means that the company itself pays its employees' medical bills, rather than an insurance company. A company that doesn't meet both conditions won't have to deal with Form 1095-B. Its employees might still receive a 1095-B, but from their insurer, not the employer. Read more…

How to Determine if You Have Minimum Essential Coverage (MEC)
The Affordable Care Act, also known as Obamacare or ACA, requires most Americans to have health insurance that meets a government standard known as "minimum essential coverage," or MEC. Whether your insurance qualifies as MEC depends not on the plan itself, but on how you obtained your coverage. Read more…

More ACA Articles

Will Medicare/Medicaid be Impacted by ACA? What is Form 1095-B: Health Coverage Video: How to Claim the Affordable Care Act Premium Tax Credit (Obamacare) Affordable Care Act Decoded Are Out-of-Pocket Medical Expenses Covered by ACA? Employer Sponsored Health Coverage Explained 5 Steps to Navigate the Health Care Marketplaces What is Code Section 6056 for Health Care Reform? Does Medicare Count as Minimum Essential Coverage (MEC) How Health Care Reform Has Changed the Way You Pay Taxes Health Care and Your Taxes: What's the Connection? What is Form 1094-B: Transmittal of Health Coverage Information Returns? Know the Key Dates for Health Care Reform What is an ALE (Applicable Large Employer) for Health Care Reform? What the Affordable Care Act Means for Vets Video: Who Qualifies for an Affordable Care Act Exemption (Obamacare)? Are You Exempt From Health Care Coverage? What Is the Individual Mandate for Health Care Reform? What is Employer Sponsored Coverage? Video: The Affordable Care Act Tax Penalty Explained (Obamacare) What is Form 1095-A: Health Insurance Marketplace Statement Understand and Avoid Health Care Reform Tax Penalties Do VA Benefits Count as Medical Insurance Coverage Under Obamacare? The Most Important Tax Forms for ALEs (Applicable Large Employers) What is Form 1095-C: Employer-Provided Health Insurance Offer and Coverage Finding Your Health Care Marketplace How Does IRS Form 1095-B Affect Small Businesses? What are 1095 Tax Forms for Health Care? What Are the Tax Penalties for Smokers? Essential Tax Forms for the Affordable Care Act (ACA) What is the Shared Responsibility Payment? What is the Difference Between Forms 1094-C and 1095-C? What is the Premium Tax Credit? Video: Affordable Health Care Act Explained—Obamacare Facts
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