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Deducción estándar vs. deducciones detalladas: ¿cuál es mejor?

Written by a TurboTax Expert • Reviewed by a TurboTax CPAUpdated for Tax Year 2023 • March 27, 2024 9:36 AM
OVERVIEW

La presión de una fecha límite que se avecina para la presentación de impuestos puede hacer que sea más sencillo tomar la deducción estándar en lugar de detallar las deducciones, pero debes evaluar este asunto cuidadosamente. Estas son algunas áreas clave que debes tener en cuenta, incluidas las donaciones caritativas, las deducciones médicas y cómo se trata tu hipoteca en tus impuestos.

A person sitting at a table with a pen and paper.

Puntos clave

  • Reclamar la deducción estándar es más sencillo porque no tienes que llevar un registro de los gastos. La deducción estándar de 2023 es de $13,850 para contribuyentes solteros ($20,800 si presentas la declaración como cabeza de familia), $27,700 para contribuyentes casados y un poco más si eres una persona mayor de 65 años.
  • Si eres propietario/a de una vivienda y el total de tus intereses hipotecarios, puntos, primas de seguro hipotecario e impuestos sobre bienes raíces es mayor que la deducción estándar, podrías beneficiarte de la deducción detallada.
  • Si tus impuestos estatales y locales, incluidos los impuestos sobre bienes raíces, propiedad, ingresos y ventas, más los intereses hipotecarios superan la deducción estándar, es recomendable que detalles tus deducciones.
  • Si pagaste más del 7.5 % de tu ingreso bruto ajustado por gastos médicos de bolsillo, es probable que puedas deducir la cantidad por encima del 7.5 %.

Casi el 90 % de los contribuyentes reclama la deducción estándar frente a las deducciones detalladas. Para la próxima declaración de impuestos que se avecina, ¿deberías reclamar de la misma forma?

Deducción estándar vs. deducciones detalladas

Sin duda, reclamar la deducción estándar es más sencillo. Para detallar las deducciones, tienes que llevar un registro de lo que gastaste durante el año en gastos deducibles, como gastos médicos de bolsillo y donaciones caritativas. También tienes que conservar la documentación de respaldo, como recibos, estados de cuenta bancarios, facturas médicas, acuses de recibo de organizaciones caritativas, y los documentos tributarios donde se informen los intereses hipotecarios, los impuestos sobre bienes raíces y los impuestos estatales sobre el ingreso que pagaste durante el año. Luego, tienes que determinar si tus deducciones detalladas disponibles superan la deducción estándar para tu estado civil tributario.

Tal vez parezca muchísimo trabajo, pero puede dar resultados si el total de tus deducciones detalladas es mayor que la deducción estándar.

Para 2023, los números de la deducción estándar que se deben superar son los siguientes:

  • Contribuyentes solteros: $13,850
  • Contribuyentes casados que presentan una declaración conjunta: $27,700
  • Cabezas de familia: $20,800

Esos son los números para la mayoría de las personas, pero algunas obtienen deducciones estándar aún más altas. Si tienes 65 años o más, o eres invidente, o ambos casos, puedes aumentar tu deducción estándar por la cantidad que se indica a continuación.

 Single or Head of Household  65 or older  $1,850
 Blind  $1,850
 65 or older and blind  $3,700
 Married, Widow, or Widower One spouse 65 or older or blind  $1,500
 One spouse 65 or older and blind  $3,000
 One spouse 65 or older, both spouses blind  $4,500
 Both spouses 65 or older  $3,000
 Both spouses 65 or older, one spouse blind  $4,500
 Both spouses 65 or older, both spouses blind  $6,000

Estas son algunas preguntas que te ayudarán a decidir si detallar las deducciones podría ser beneficioso para ti.

¿Eres propietario/a de una vivienda?

Para la mayoría de las personas que optan por detallar sus deducciones, tener una hipoteca ayuda a aumentar dichas deducciones por encima de la deducción estándar disponible.

En enero, tu prestamista hipotecario deberá proporcionarte el Formulario 1098, Declaración de intereses hipotecarios. Este formulario puede llegar por correo postal, adjuntarse a tu factura hipotecaria de diciembre o enero, o estar disponible para descargar en línea.

Indica la cantidad de intereses hipotecarios que pagaste durante el año anterior y también puede incluir los puntos, primas de seguro hipotecario e impuestos sobre bienes raíces que hayas pagado a través de tu administrador hipotecario.

Consejo: Compara tus intereses hipotecarios, puntos y primas de seguro hipotecario con tu deducción estándar. Si el total es mayor que tu deducción estándar, es muy probable que te beneficies al detallar las deducciones. El resto de tus deducciones detalladas, incluidos los impuestos estatales y locales, los gastos médicos y las donaciones caritativas, son solo la guinda del pastel.

¿Pagas impuestos estatales y locales?

Prácticamente todo el mundo paga algún tipo de impuesto estatal o local. Pueden incluir los siguientes:

  • Impuestos sobre bienes raíces. Si pagas los impuestos sobre bienes raíces a través de una cuenta de depósito en garantía, observa los impuestos sobre bienes raíces que se muestran en el Formulario 1098 o el resumen de impuestos de fin de año que te proporcionó tu prestamista. Si los impuestos sobre bienes raíces no se pagan mediante una cuenta de depósito en garantía, revisa tus facturas de impuestos sobre la propiedad o cheques cancelados y suma lo que pagaste.
  • Impuestos estatales y locales sobre el ingreso. Suma los impuestos estatales y locales sobre el ingreso que se muestran en el Formulario W-2 y los pagos de impuestos estimados que hayas hecho a tu gobierno estatal o local por la declaración de impuestos estatales de este año. No olvides agregar el dinero que enviaste con tu declaración de impuestos estatal o local del año anterior.
  • Impuesto sobre las ventas. Si tu impuesto estatal y local sobre las ventas es mayor que el impuesto estatal y local sobre el ingreso, es probable que quieras deducir el impuesto sobre las ventas. Puedes deducir el impuesto sobre las ventas real pagado sobre todas tus compras durante el año (lo que requiere llevar muchos registros) o una estimación de lo que pagaste en función de tu nivel de ingresos y la tasa local del impuesto sobre las ventas. Puedes calcular tu deducción del impuesto sobre las ventas con la calculadora del IRS (Servicio de Impuestos Internos) o dejar que TurboTax se ocupe del cálculo por ti. Puedes agregar a este cálculo cualquier impuesto sobre las ventas que hayas pagado por artículos de valor elevado, como un vehículo nuevo, una embarcación, un vehículo recreativo o una renovación importante de la vivienda.
  • Impuestos sobre la propiedad personal. Una parte del registro anual del vehículo puede ser deducible. Para calificar, el impuesto tiene que basarse en el valor del vehículo. Por lo general, lo encuentras en tu registro o aviso de renovación.

Suma todos estos impuestos, pero recuerda que el IRS limita tu deducción de impuestos estatales y locales a $10,000.

Consejo: Suma el total de tus impuestos estatales y locales (con un tope de $10,000) a la cantidad de intereses hipotecarios que calculaste anteriormente. Si el total es mayor que tu deducción estándar, es probable que te beneficies si detallas las deducciones.

Consejo de TurboTax:

Si sufriste daños a la propiedad debido a un desastre declarado por el Gobierno federal, es probable que puedas reclamar una deducción por pérdida por hecho fortuito que podría inclinar la balanza a favor de detallar tus deducciones.

¿Hiciste donaciones caritativas?

Suma el dinero que donaste a organizaciones, como bancos de alimentos, fondos de ayuda, organizaciones religiosas y demás organizaciones sin fines de lucro.

Si donaste ropa, muebles y otros artículos de uso doméstico, también puedes deducirlos. Para hacerlo, tienes que determinar su valor. Una forma es averiguar cuánto cobra tu tienda local de segunda mano por artículos similares. También puedes usar la herramienta de TurboTax llamada ItsDeductible, que hace el trabajo por ti.

Ten en cuenta que el IRS te exige que lleves registros precisos que respalden tus deducciones por donaciones caritativas. Para las contribuciones de $250 o más, necesitas un acuse de recibo por escrito de la organización caritativa. Para las donaciones inferiores a $250, bastará con un cheque cancelado, un recibo de la organización caritativa o un estado de cuenta de la tarjeta de crédito.

No todas las donaciones caritativas se pueden deducir en la declaración de impuestos. Consulta qué puedes y qué no puedes reclamar para que logres maximizar posibles ahorros en impuestos.

Consejo: Solo para los años tributarios 2020 y 2021, incluso si no detallas las deducciones, de todos modos puedes deducir hasta $300 de donaciones caritativas monetarias en tu declaración de impuestos de 2020 (la que presentas en 2021). Puedes reclamar la deducción que "reduce el ingreso" en el Anexo 1. Para el año tributario 2021, esta cantidad aumenta a $600 para las parejas casadas que declaran en conjunto.

¿Tuviste algún gasto médico de bolsillo?

Si bien los gastos médicos son deducibles, pocos contribuyentes pueden deducirlos. Esto se debe a que solo puedes deducir los costos que superen el 7.5 % de tu ingreso bruto ajustado (AGI, por sus siglas en inglés).

Por ejemplo, si tu AGI (Línea 8b del Formulario 1040) es de $50,000 y tienes $5,000 de gastos médicos, solo podrías deducir $1,250 de gastos. Los primeros $3,750 de tus gastos de bolsillo no son deducibles.

La lista de gastos médicos deducibles es extensa, pero algunos de los gastos más comunes son los siguientes:

  • Honorarios de médicos y odontólogos
  • Honorarios de profesionales quiroprácticos
  • Gafas y lentes de contacto
  • Costos de prácticas de laboratorio
  • Gastos de atención a largo plazo
  • Insumos médicos
  • Medicamentos recetados

También puedes deducir las primas que pagas por tu seguro médico, odontológico y oftalmológico, a menos que pagues por tu cobertura a través de tu empleador con dinero antes de impuestos.

Consejo: Antes de revisar todas las facturas de tus médicos y recibos de recetas médicas, multiplica tu AGI por 7.5 % y considera si es probable que tus gastos extraordinarios superen esta cantidad. Tomarte un minuto para hacer este cálculo rápido puede garantizar que aproveches bien el tiempo.

¿Vives en un área declarada como zona de desastre por el Gobierno federal?

Si sufriste daños a la propiedad debido a un desastre declarado por el Gobierno federal, es posible que puedas reclamar una deducción por pérdida por hecho fortuito.

Para calificar:

  • El Gobierno federal debe declarar la región como zona de desastre. La Agencia Federal para el Manejo de Emergencias (FEMA, por sus siglas en inglés) mantiene una lista de desastres en la que se puede buscar por estado, año y tipo.
  • Tu pérdida (después de deducir el seguro u otros reembolsos) tiene que ser superior a $100.
  • El total de todas las pérdidas por hecho fortuito durante el año tiene que ser superior al 10 % de tu AGI.

Consejo: Si usas TurboTax para preparar tu declaración, solo tienes que responder algunas preguntas sencillas sobre tu pérdida. El software calculará la deducción y completará todos los formularios correctos por ti.

¿Tienes deducciones detalladas misceláneas?

Es posible que puedas deducir algunos gastos varios, pero no son habituales.

Antes de 2018, había muchas más deducciones detalladas misceláneas, pero muchas fueron eliminadas por la Ley de Empleos y Reducción de Impuestos. Sin embargo, hay algunas deducciones detalladas misceláneas disponibles, que incluyen las siguientes:

  • Primas de bonos amortizables. La cantidad por encima del valor nominal, o prima, que pagas por ciertos bonos tributables porque pagan tasas de interés superiores a las actuales del mercado. Las primas de bonos exentos de impuestos no son deducibles.
  • Impuesto federal sobre la herencia sobre los ingresos de un difunto. Esta es una deducción importante para los contribuyentes que heredan dinero en una cuenta IRA o 401(k). Dichas cantidades se consideran "ingresos con respecto a una persona fallecida" porque el difunto tenía derecho a los ingresos en el momento de su fallecimiento, pero los ingresos no se incluyeron en la declaración de impuestos final de la persona. En cambio, la persona beneficiaria paga impuestos sobre las cantidades. Sin embargo, obtienes una deducción si el patrimonio de la persona fallecida era lo suficientemente grande como para pagar impuestos federales sobre el patrimonio. Por ejemplo, supongamos que heredas una cuenta IRA de $50,000 que, como se incluyó en el patrimonio tributable de tu madre, aumentó la factura de impuestos del patrimonio en $20,500. Si bien tienes que pagar impuestos cuando retiras dinero de la cuenta IRA, también obtienes una deducción por esos $20,500. Si sacas los $50,000 completos de una sola vez, obtendrás la deducción completa. Si lo retiras en partes iguales durante dos años, puedes deducir $10,250 cada año.
  • Pérdidas por hecho fortuito y robo de bienes que generan ingresos. Puedes deducir pérdidas si la propiedad que genera ingresos sufre daños o robos. Se incluyen propiedades retenidas para inversión, como oro, plata, lotes baldíos u obras de arte.
  • Algunas multas y sanciones. No puedes deducir multas o sanciones impuestas por infracciones de la ley. Sin embargo, las multas y sanciones pagadas como restitución, reparación o para cumplir con una ley pueden ser deducibles.
  • Pérdidas por apuestas. Esta deducción tiene restricciones. No puedes deducir más que la cantidad de ganancias por apuestas que reportas como ingreso tributable.
  • Pérdidas por esquema Ponzi. Si pierdes dinero o inversiones en un esquema Ponzi, la pérdida es deducible como robo de bienes que generan ingresos.
  • Reembolsos por reclamo de derecho. Si tuviste que devolver más de $3,000 que incluiste en tu ingreso tributable en un año anterior, es posible que puedas deducir la cantidad que devolviste.

Una última categoría poco común de deducciones detalladas misceláneas incluye los gastos de empleados no reembolsados para individuos en una categoría de trabajo calificada. Antes de 2018, cualquier empleado podía obtener estas deducciones, pero ahora solo están disponibles para ciertos artistas escénicos, miembros de las reservas militares, personas con gastos de trabajo relacionados con una discapacidad y funcionarios gubernamentales locales o estatales que cobran honorarios.

Si tienes alguno de los gastos mencionados anteriormente, vale la pena que investigues más a fondo. Tomar la deducción estándar puede ser más sencillo, pero si tus deducciones detalladas totales son mayores que la deducción estándar disponible para tu estado civil tributario, guardar los recibos y contabilizar esos gastos puede dar como resultado una factura de impuestos más baja.

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  • Tax Advice, Expert Review and TurboTax Live: Access to tax advice and Expert Review (the ability to have a Tax Expert review and/or sign your tax return) is included with TurboTax Live Assisted or as an upgrade from another version, and available through December 31, 2024. Intuit will assign you a tax expert based on availability. Tax expert and CPA availability may be limited. Some tax topics or situations may not be included as part of this service, which shall be determined in the tax expert’s sole discretion. For the TurboTax Live Assisted product, if your return requires a significant level of tax advice or actual preparation, the tax expert may be required to sign as the preparer at which point they will assume primary responsibility for the preparation of your return. For the TurboTax Live Full Service product: Handoff tax preparation by uploading your tax documents, getting matched with an expert, and meeting with an expert in real time. The tax expert will sign your return as a preparer. The ability to retain the same expert preparer in subsequent years will be based on an expert’s choice to continue employment with Intuit. Administrative services may be provided by assistants to the tax expert. On-screen help is available on a desktop, laptop or the TurboTax mobile app. Unlimited access to TurboTax Live tax experts refers to an unlimited quantity of contacts available to each customer, but does not refer to hours of operation or service coverage. Service, area of expertise, experience levels, wait times, hours of operation and availability vary, and are subject to restriction and change without notice.

  • TurboTax Live Full Service – Qualification for Offer: Depending on your tax situation, you may be asked to answer additional questions to determine your qualification for the Full Service offer. Certain complicated tax situations will require an additional fee, and some will not qualify for the Full Service offering. These situations may include but are not limited to multiple sources of business income, large amounts of cryptocurrency transactions, taxable foreign assets and/or significant foreign investment income. Offer details subject to change at any time without notice. Intuit, in its sole discretion and at any time, may determine that certain tax topics, forms and/or situations are not included as part of TurboTax Live Full Service. Intuit reserves the right to refuse to prepare a tax return for any reason in its sole discretion. Additional limitations apply. See Terms of Service for details.

  • TurboTax Live Full Service - File your taxes as soon as today: TurboTax Full Service Experts are available to prepare 2023 tax returns starting January 8, 2024. Based on completion time for the majority of customers and may vary based on expert availability. The tax preparation assistant will validate the customer’s tax situation during the welcome call and review uploaded documents to assess readiness. All tax forms and documents must be ready and uploaded by the customer for the tax preparation assistant to refer the customer to an available expert for live tax preparation.

  • TurboTax Live Full Service -- Verified Pro -- “Local” and “In-Person”: Not all feature combinations are available for all locations. "Local" experts are defined as being located within the same state as the consumer’s zip code for virtual meetings. "Local" Pros for the purpose of in-person meetings are defined as being located within 50 miles of the consumer's zip code. In-person meetings with local Pros are available on a limited basis in some locations, but not available in all States or locations. Not all pros provide in-person services.

  • Smart Insights: Individual taxes only. Included with TurboTax Deluxe, Premium, TurboTax Live, TurboTax Live Full Service, or with PLUS benefits, and is available through 11/1/2024. Terms and conditions may vary and are subject to change without notice.

  • My Docs features: Included with TurboTax Deluxe, Premium TurboTax Live, TurboTax Live Full Service, or with PLUS benefits and is available through 12/31/2024. Terms and conditions may vary and are subject to change without notice.

  • Tax Return Access: Included with all TurboTax Free Edition, Deluxe, Premium, TurboTax Live, TurboTax Live Full Service customers and access to up to the prior seven years of tax returns we have on file for you is available through 12/31/2024. Terms and conditions may vary and are subject to change without notice.

  • Easy Online Amend: Individual taxes only. Included with TurboTax Deluxe, Premium, TurboTax Live, TurboTax Live Full Service, or with PLUS benefits. Make changes to your 2023 tax return online for up to 3 years after it has been filed and accepted by the IRS through 10/31/2026. Terms and conditions may vary and are subject to change without notice. For TurboTax Live Full Service, your tax expert will amend your 2023 tax return for you through 11/15/2024. After 11/15/2024, TurboTax Live Full Service customers will be able to amend their 2023 tax return themselves using the Easy Online Amend process described above.

  • #1 best-selling tax software: Based on aggregated sales data for all tax year 2022 TurboTax products.

  • #1 online tax filing solution for self-employed: Based upon IRS Sole Proprietor data as of 2023, tax year 2022. Self-Employed defined as a return with a Schedule C tax form. Online competitor data is extrapolated from press releases and SEC filings. “Online” is defined as an individual income tax DIY return (non-preparer signed) that was prepared online & either e-filed or printed, not including returns prepared through desktop software or FFA prepared returns, 2022.

  • CompleteCheck: Covered under the TurboTax accurate calculations and maximum refund guarantees. Limitations apply. See Terms of Service for details.
  • TurboTax Premium Pricing Comparison: Cost savings based on a comparison of TurboTax product prices to average prices set forth in the 2020-2021 NSA Fees-Acct-Tax Practices Survey Report.

  • 1099-K Snap and Autofill: Available in mobile app and mobile web only.

  • 1099-NEC Snap and Autofill: Available in TurboTax Premium (formerly Self-Employed) and TurboTax Live Assisted Premium (formerly Self-Employed). Available in mobile app only. Feature available within Schedule C tax form for TurboTax filers with 1099-NEC income.

  • Year-Round Tax Estimator: Available in TurboTax Premium (formerly Self-Employed) and TurboTax Live Assisted Premium (formerly Self-Employed). This product feature is only available after you finish and file in a self-employed TurboTax product.

  • **Refer a Friend: Rewards good for up to 20 friends, or $500 - see official terms and conditions for more details.

  • Refer your Expert (Intuit’s own experts): Rewards good for up to 20 referrals, or $500 - see official terms and conditions for more details.

  • Refer your Expert (TurboTax Verified Independent Pro): Rewards good for up to 20 referrals, or $500 - see official terms and conditions for more details

  • Average Refund Amount: Sum of $3140 is the average refund American taxpayers received based upon IRS data date ending 2/17/23 and may not reflect actual refund amount received.

  • Average Deduction Amount: Based on the average amount of deductions/expenses found by TurboTax Self Employed customers who filed expenses on Schedule C in Tax Year 2022 and may not reflect actual deductions found.

  • More self-employed deductions based on the median amount of expenses found by TurboTax Premium (formerly Self Employed) customers who synced accounts, imported and categorized transactions compared to manual entry. Individual results may vary.

  • TurboTax Online Business Products: For TurboTax Live Assisted Business and TurboTax Full Service Business, we currently don’t support the following tax situations: C-Corps (Form 1120-C), Trust/Estates (Form 1041), Multiple state filings, Tax Exempt Entities/Non-Profits, Entities electing to be treated as a C-Corp, Schedule C Sole proprietorship, Payroll, Sales tax, Quarterly filings, and Foreign Income. TurboTax Live Assisted Business is currently available only in AK, AZ, CA, CO, FL, GA, IL, MI, MO, NC, NV, NY, OH, PA, SD, TX, UT, VA, WA, and WY.

  • Audit Defense: Audit Defense is a third-party add-on service provided, for a fee, by TaxResources, Inc., dba Tax Audit. See Membership Agreements at https://turbotax.intuit.com/corp/softwarelicense/ for service terms and conditions. 

TURBOTAX DESKTOP GUARANTEES

TurboTax Desktop Individual Returns:

  • 100% Accurate Calculations Guarantee – Individual Returns: If you pay an IRS or state penalty or interest because of a TurboTax calculation error, we’ll pay you the penalty and interest. Excludes payment plans. This guarantee is good for the lifetime of your personal, individual tax return, which Intuit defines as seven years from the date you filed it with TurboTax Desktop. Excludes TurboTax Desktop Business returns. Additional terms and limitations apply. See License Agreement for details.

  • Maximum Refund Guarantee / Maximum Tax Savings Guarantee - or Your Money Back – Individual Returns: If you get a larger refund or smaller tax due from another tax preparation method by filing an amended return, we'll refund the applicable TurboTax federal and/or state software license purchase price you paid. This guarantee is good for the lifetime of your personal, individual tax return, which Intuit defines as seven years from the date you filed it with TurboTax Desktop. Excludes TurboTax Desktop Business returns. Additional terms and limitations apply. See License Agreement for details.

  • Audit Support Guarantee – Individual Returns: If you receive an audit letter from the IRS or State Department of Revenue based on your 2023 TurboTax individual tax return, we will provide one-on-one question-and-answer support with a tax professional, if requested through our Audit Report Center, for audited individual returns filed with TurboTax Desktop for the current 2023 tax year and, for individual, non-business returns, for the past two tax years (2021, 2022). Audit support is informational only. We will not represent you before the IRS or state tax authority or provide legal advice. If we are not able to connect you to one of our tax professionals, we will refund the applicable TurboTax federal and/or state license purchase price you paid. This guarantee is good for the lifetime of your personal, individual tax return, which Intuit defines as seven years from the date you filed it with TurboTax Desktop. Excludes TurboTax Desktop Business returns. Additional terms and limitations apply. See License Agreement for details.

  • Satisfaction Guarantee/ 60-Day Money Back Guarantee: If you're not completely satisfied with TurboTax Desktop, go to refundrequest.intuit.com within 60 days of purchase and follow the process listed to submit a refund request. You must return this product using your license code or order number and dated receipt.

TurboTax Desktop Business Returns:

  • 100% Accurate Calculations Guarantee – Business Returns: If you pay an IRS or state penalty or interest because of a TurboTax calculation error, we’ll pay you the penalty and interest. Excludes payment plans. You are responsible for paying any additional tax liability you may owe. Additional terms and limitations apply. See License Agreement for details.

  • Maximum Tax Savings Guarantee – Business Returns: If you get a smaller tax due (or larger business tax refund) from another tax preparation method using the same data, TurboTax will refund the applicable TurboTax Business Desktop license purchase price you paid. Additional terms and limitations apply. See License Agreement for details.

  • Satisfaction Guarantee/ 60-Day Money Back Guarantee: If you're not completely satisfied with TurboTax Desktop, go to refundrequest.intuit.com within 60 days of purchase and follow the process listed to submit a refund request. You must return this product using your license code or order number and dated receipt.

TURBOTAX DESKTOP

  • Installation Requirements: Product download, installation and activation requires an Intuit Account and internet connection. Product limited to one account per license code. You must accept the TurboTax License Agreement to use this product. Not for use by paid preparers.

  • TurboTax Desktop Products: Price includes tax preparation and printing of federal tax returns and free federal e-file of up to 5 federal tax returns. Additional fees may apply for e-filing state returns. E-file fees may not apply in certain states, check here for details. Savings and price comparison based on anticipated price increase. Software updates and optional online features require internet connectivity.

  • Fastest Refund Possible: Fastest federal tax refund with e-file and direct deposit; tax refund time frames will vary. The IRS issues more than 9 out of 10 refunds in less than 21 days.

  • Average Refund Amount: Sum of $3140 is the average refund American taxpayers received based upon IRS data date ending 02/17/23 and may not reflect actual refund amount received.

  • TurboTax Product Support: Customer service and product support hours and options vary by time of year.

  • #1 Best Selling Tax Software: Based on aggregated sales data for all tax year 2022 TurboTax products.

  • Deduct From Your Federal or State Refund (if applicable): A $40 Refund Processing Service fee may apply to this payment method. Prices are subject to change without notice.

  • Data Import: Imports financial data from participating companies; Requires Intuit Account. Quicken and QuickBooks import not available with TurboTax installed on a Mac. Imports from Quicken (2021 and higher) and QuickBooks Desktop (2021 and higher); both Windows only. Quicken import not available for TurboTax Desktop Business. Quicken products provided by Quicken Inc., Quicken import subject to change.

  • Audit Defense: Audit Defense is a third-party add-on service provided, for a fee, by TaxResources, Inc., dba Tax Audit. See Membership Agreements at https://turbotax.intuit.com/corp/softwarelicense/ for service terms and conditions.

All features, services, support, prices, offers, terms and conditions are subject to change without notice.

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