Simple Form 1040 return only? You could file for free

~37% of taxpayers qualify

If you have a simple Form 1040 return only, you could be eligible to file for $0 with TurboTax Free Edition

A simple Form 1040 return is one that’s filed using IRS Form 1040 only forms or schedules (except as needed to claim the Earned Income Tax Credit, Child Tax Credit or student loan interest). Roughly 37% of taxpayers are eligible.

If you have a simple Form 1040 return only as described above, you can file for free yourself with TurboTax Free Edition, or you can file with TurboTax Live Assisted Basic at the listed price. If your return doesn’t qualify for TurboTax Free Edition, we have other paid options to file using TurboTax.

  • Examples of situations included in a simple Form 1040 return

    • W-2 income
    • Interest, dividends or original issue discounts (1099-INT/1099-DIV/1099-OID) that don’t require filing a Schedule B
    • IRS standard deduction
    • Earned Income Tax Credit (EITC)
    • Child Tax Credit (CTC)
    • Student loan interest deduction
    • Taxable qualified retirement plan distributions
  • Examples of situations not included in a simple Form 1040 return

    • Itemized deductions claimed on Schedule A, like charitable contributions, medical expenses, mortgage interest and state and local tax deductions
    • Unemployment income reported on a 1099-G
    • Business or 1099-NEC income (often reported by those who are self-employed, gig workers or freelancers)
    • Stock sales (including crypto sales)
    • Income from rental property or property sales
    • Credits, deductions and income reported on other forms or schedules

Frequently asked questions


We want our customers to love our products and services. Because we have customers who pay for our premium products and services, we can offer free tax filing to many customers.

You don't need anything but your email address and phone number to get started with TurboTax. Just answer a few simple questions and you're on your way.

You don't even need to have your W–2s or 1099s—we can import that information directly from more than a million participating employers and financial institutions.

And since we save your return as you go, you can finish anytime.

We have a product for your unique tax situation. We will help you select the right product for you from our Products and Pricing page. Plus, if you hit a point where another product might be better for you, we'll give you the opportunity to change. The information you've already entered will transfer automatically. No matter which TurboTax version you choose, rest assured—you'll be asked simple questions and will have guidance finding every tax deduction and credit you deserve, and your maximum refund, guaranteed.