How TurboTax Has the Affordable Care Act (Obamacare) Covered, Taxes Done Right Guaranteed

Health insurance is
part of taxes,
and
we've made it easy.

Tell Us About Your Insurance Coverage

Select the common health care coverage situation below that best applies to you or each person you are filing for to learn more.

If your household has a unique situation, such as coverage from multiple providers or partial year coverage, TurboTax can handle it all.

Insured with a Marketplace Plan (Obamacare)

If you purchased health insurance on healthcare.gov or your state Health Insurance Marketplace, you will report your health insurance information from Form 1095-A on your tax returns. And like last tax season, reporting your Marketplace insurance in TurboTax will be a simple as entering your W-2.

It's easy to do yourself

Tell us if you or your family had insurance. With just a couple of clicks, we'll take care of the health care law on your taxes 100% accurately.

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We'll guide you

If at any point in 2016 you had a Marketplace plan, we'll guide you step-by-step to make sure you get your taxes done right.

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Easy form upload

Say goodbye to manually entering your forms and start uploading them automatically. Simply get a digital copy from your Marketplace portal or scan the form to save time.

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Frequently Asked Questions

Q. What is a 1095-A form?
A. Policyholders who bought their health insurance plans through the federal or a state Marketplace will receive a Health Insurance Marketplace Statement (IRS Form 1095-A) in the mail or online from your Marketplace. This form has information about your policy, including the type of plan, the individuals covered, and whether you received an advance premium tax credit.
Q. When should I expect to receive my 1095-A?
A. If you bought health insurance through the government Health Insurance Marketplace in 2016 that qualified for a discount (also known as Obamacare), you will receive a 1095-A. These forms begin mailing in mid-January 2017.
Q. What if I had coverage from multiple healthcare plans?
A. If you had insurance coverage from multiple insurers (e.g. employer, Medicaid, Medicare, VA or other qualifying carrier) throughout the year you may receive a form 1095-B or 1095-C from each insurer. These forms are for your records, and you don't need to wait for them to file your taxes. In TurboTax, you'll indicate the period of time these plans covered you, and you'll be done. If in addition you purchased health insurance from the marketplace that qualified for a discount (also known as Obamacare), you will receive a 1095-A form, which you do need to file your taxes.

Insured (not with Obamacare plan)

If you have full year health insurance through your employer, Medicaid, Medicare, VA, or other qualifying coverage, all you will need to do is just check a box indicating you have coverage and you are done!

It's easy to do yourself

Tell us if you or your family had insurance. With just a couple of clicks, we'll take care of the health care law on your taxes 100% accurately.

Start for Free

Frequently Asked Questions

Q. What counts for insurance?
A. You meet the requirements of the Affordable Care Act for health care coverage in 2016 if you had insurance through work, retirement, Medicaid, Medicare, the VA, a private plan, among others.
Q. Do I need to wait for the new health insurance tax forms (1095-B, 1095-C) to do my taxes?
A. If you had coverage through your employer, Medicaid, Medicare, VA or any other qualifying carrier, you may receive a new tax form (1095-B or 1095-C). You will not need to wait for these forms to do your taxes. They are for your records, so you can keep them with your other tax documents. When you go to file your taxes with TurboTax, all you will need to do is check a box indicating you had coverage and you are done.
Q. What if I had coverage from multiple healthcare plans?
A. If you had insurance coverage from multiple insurers (e.g. employer, Medicaid, Medicare, VA or other qualifying carrier) throughout the year you may receive a form 1095-B or 1095-C from each insurer. These forms are for your records, and you don't need to wait for them to file your taxes. In TurboTax, you'll indicate the period of time these plans covered you, and you'll be done. If in addition you purchased health insurance from the marketplace that qualified for a discount (also known as Obamacare), you will receive a 1095-A form, which you do need to file your taxes.

Non-Insured

Under the Affordable Care Act, most Americans are required to have health insurance or face a penalty. We determine your unique situation to see if you qualify for any penalty waivers. TurboTax will guide you through what you need to do.

Maximum refund,

If you didn't have health insurance, we'll check through every scenario that can qualify you to get the penalty waived so you can be sure you're getting your biggest refund.

Frequently Asked Questions

Q. Are there any exemptions or exceptions to the penalty?
A. Yes, and we've got it covered. If you didn't have health insurance in 2016, we'll make sure to check if you had any situations that qualify to get the penalty waived. That way, you can be confident your taxes are done right and you get the exemptions you qualify for.
Q. I couldn't afford health insurance in 2016. Do I still have to pay the penalty?
A. Depending on your income and how much coverage would have cost, you could qualify to get the penalty waived. When you do your taxes, we'll ask about whether there were any affordable health insurance options available to you in 2016 and waive the penalty if there were not.

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