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1Wisely Terms and Conditions
Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Fraud prevention restrictions may delay availability of funds with or without notice. Early availability of funds requires payor’s support of direct deposit and is subject to the timing of payor’s payment instruction. 4 days faster funding claim is limited to federal government benefit funds. IRS processing times will not be affected. For up-to-date information from the IRS, visit www.irs.gov/refunds. ACH load limits will apply. To view your load limits, click here to view the cardmember agreement.
Please allow up to 3 weeks after your initial setup of direct deposit for your pay to start loading to your card.
While this feature is available without a fee, certain other transaction fees and costs, terms, and conditions are associated with the use of this card. Please click here to see your cardholder agreement and list of all fees for more information.
The Wisely Direct Mastercard is issued by Fifth Third Bank, N.A., Member FDIC. ADP is a registered ISO of Fifth Third Bank, N.A., or Pathward, N.A. The Wisely Direct Mastercard can be used where debit Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
ADP, the ADP logo, Wisely, myWisely, and the Wisely logo are registered trademarks of ADP, Inc.