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Datos sobre los planes de pago del IRS

Updated for Tax Year 2016


OVERVIEW

Cuando te atrasas en tus pagos de impuestos, el IRS (Servicio de Rentas Internas) puede permitirte establecer un plan de pago, llamado un acuerdo de pago, para volver a la pista. Te corresponde a ti, sin embargo, dar el primer paso y hacer una solicitud de acuerdo de pago, que se puede hacer mediante la presentación del formulario 9465. Puedes presentar el formulario con tu declaración de impuestos, en línea, o incluso por teléfono, en algunos casos. Pero antes de hacer la solicitud, tendrás que reunir algunos datos sobre los planes de pago del IRS.


10 años de período de recaudación

Por ley, el IRS (Servicio de Rentas Internas) tiene sólo 10 años a partir de la fecha que tu impuesto sobre la renta ha sido evaluado, para recaudarlo. Por ejemplo, si se informó de una contribución pendiente de pago en tu declaración de impuestos del 2016 el 17 de abril de 2017, en la mayoría de los casos, el IRS tiene plazo hasta el 17 de abril 2027 para recaudar el impuesto. Por lo tanto, el IRS requerirá cantidades de pagos mensuales que sean lo suficientemente grandes como para pagar la contribución total al final del período de 10 años. Si ignoras tu adeudo de impuestos por completo, el IRS puede asegurar el cobro de los impuestos que debes a través de embargos de salarios o mediante la colocación de gravámenes sobre tus bienes personales.

datos sobre los planes de pago del irs

Aceptación garantizada de su acuerdo de pago

Si tu saldo fiscal pendiente es de US$10.000 o menos en el momento de solicitar un acuerdo de pago, la aceptación del IRS de tu plan de pago propuesto puede ser garantizada si una serie de requisitos se cumplen.

Para calificar, en los cinco años fiscales anteriores, debes haber presentado todas las declaraciones de impuestos a tiempo, pagar el impuesto sobre la renta, y no haber solicitado un acuerdo de pago. Además, el IRS debe concluir a partir de la información que proporcionas que no puedes pagar el impuesto en su totalidad. También debes comprometerte a cumplir con todas las leyes fiscales por la duración del acuerdo de pago y a pagar tu deuda tributaria en tres años.

Cuota por acuerdo de pago

El IRS cobra una cuota de usuario para la creación o el restablecimiento de un acuerdo de pago.

Los intereses y las sanciones se seguirán aplicando

Entrar en un acuerdo de pago te puede proporcionar la tranquilidad de que el IRS no utilizará ninguno de los métodos más duros de cobranza a su disposición, pero los cargos por intereses y multas se seguirán acumulando en tus saldos fiscales pendientes de pago. Esto se debe a que el pago de tu saldo fiscal pendiente sigue siendo tardío a pesar de que estés haciendo intentos para pagar el adeudo a través de un plan de pago mensual. Debido a las multas e intereses, es importante pagar lo mas posible cada mes; de lo contrario, te tomará más tiempo para pagar la deuda en su totalidad.

Si debes más de 50.000 dólares en impuestos

Si la cantidad de impuestos que debes en el momento de solicitar un acuerdo de pago excede los US$50.000, tendrás que proporcionar al IRS información adicional acerca de tus finanzas personales. En esta situación, debes solicitar el plan de pagos en el Formulario 9465-FS y adjuntar una Declaración de Información de Recaudación en el formulario 433-F. El IRS realizará una revisión más a fondo de tus activos y pasivos para determinar si calificas para un acuerdo de pago.

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The above article is intended to provide generalized financial information designed to educate a broad segment of the public; it does not give personalized tax, investment, legal, or other business and professional advice. Before taking any action, you should always seek the assistance of a professional who knows your particular situation for advice on taxes, your investments, the law, or any other business and professional matters that affect you and/or your business.


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