TurboTax Expert Assist Deluxe: How It Works and What's Included
TurboTax Expert Assist Deluxe searches 350+ deductions and credits, covers itemizing for homeowners, and adds unlimited help from a tax expert plus a final review before you file. Here's how it works, which tax forms it covers, and what you need to get started.
The One Big Beautiful Bill that passed includes permanently extending tax cuts from the Tax Cuts and Jobs Act, including increasing the cap on the amount of state and local or sales tax and property tax (SALT) that you can deduct, makes cuts to energy credits passed under the Inflation Reduction Act, makes changes to taxes on tips and overtime for certain workers, reforms Medicaid, increases the Debt ceiling, and reforms Pell Grants and student loans. Updates to this article are in process. Check our One Big Beautiful Bill article for more information.
How does Expert Assist Deluxe work?
Getting started with Expert Assist Deluxe is easy.
- Prepare your taxes at your own pace by answering simple questions about your life and taxes.
- Get unlimited expert help one tap away—phone, chat, or one-way video, with screen share so the expert can guide you.
- As you go, TurboTax and your experts work through the 350+ deductions and credits you may be entitled to.
- When you're done, a tax expert reviews your entire return before you file, backed by the Expert Approved Guarantee.
What's included in Expert Assist Deluxe?
Expert Assist Deluxe includes simple-return coverage (W-2 income, interest and dividends, dependent credits, student loan interest) plus:
- Itemized deductions on Schedule A—homeowner deductions like mortgage interest and property taxes (Form 1098)
- Charitable donation tracking and valuation (items, cash, mileage, stocks)
- Education credits and deductions (1098-T)
- Unemployment income (1099-G)
- Dependent credits—Child & Dependent Care Credit, Earned Income Tax Credit, and Child Tax Credit
- The 350+ deduction and credit search
- Unlimited on-demand advice from experts averaging 13 years' experience, and a final expert review before filing
Why should I file with Expert Assist Deluxe?
Key benefits of filing with Expert Assist Deluxe include:
- Maximize 350+ deductions and credits: A tax expert will help you review 350+ tax deductions and credits to get your maximum refund—guaranteed.
- Guidance for homeowners: Your biggest investment might also be your biggest tax break. We'll help you deduct mortgage interest and property taxes, claim approved expenses related to selling your home, and more.
- Ideal for education expenses: If you or your children attended college, trade school, or even took classes for work, we'll help you find refund-boosting education tax credits and deductions (1098-T) for tuition and books and higher education expenses.
- Tax credits for dependents: We'll help you determine who qualifies as your dependent, and then we'll get you tax-saving deductions and credits like the Child & Dependent Care Credit, Earned Income Tax Credit (EIC), and Child Tax Credit.
- Make the most of your charitable donations: Accurately track and value items you donate to charities, plus other donations such as cash, mileage and stocks.
- Get your maximum refund, guaranteed: With TurboTax, we're committed to getting you every dollar you deserve, and we guarantee it.
- 50% done in a click: Experience easy and free tax filing as a returning customer. We'll transfer last year's information so you can save time and know that your tax return is accurate.
How do I know my return is accurate?
Before you file, a tax expert reviews your entire return.
100% Accurate Calculations Guarantee
If you pay an IRS or state penalty or interest because of a TurboTax calculation error, we'll pay you the penalty and interest. Limitations apply. See Terms of Service for details.
100% Accurate, Expert-Approved Guarantee
If you pay an IRS or state penalty (or interest) because of an error that a TurboTax tax expert made while providing topic-specific tax advice, a section review, or acting as a signed preparer for your return, we'll pay you the penalty and interest. Limitations apply. See Terms of Service for details.
Tax Return Lifetime Guarantee
A combination of coverage including 100% accurate calculations, audit support and a maximum refund. All guaranteed for the full 7-year life of your tax return. Excludes TurboTax Expert Assist Business and TurboTax Expert Full Service Business. See Terms of Service for details.
Audit Support Guarantee
If you receive an audit letter based on your 2025 TurboTax individual or business return, we will provide one-on-one question-and-answer support with a tax professional, if requested through our Audit Support Center, for audited returns filed with these products for the current tax year (2025) and, for individual, non-business returns, for the past two tax years (2024, 2023). This guarantee does not apply to TurboTax Business desktop software. Audit support is informational only. We will not represent you before the IRS or state tax authority or provide legal advice.
If we are not able to connect you to one of our tax professionals, we will refund the applicable TurboTax federal and/or state purchase price paid. (TurboTax Free Edition customers are entitled to payment of $30). Additional limitations apply. See Terms of Service for details.
Satisfaction Guaranteed
You may use TurboTax Online without charge up to the point you decide to print or electronically file your tax return. Printing or electronically filing your return reflects your satisfaction with TurboTax Online, at which time you will be required to pay or register for the product. See Terms of Service for details.
Maximum Refund Guarantee / Maximum Tax Savings Guarantee - or Your Money Back
If you get a larger refund or smaller tax due from another tax preparation method, we'll refund the applicable TurboTax federal and/or state purchase price paid. (TurboTax Online Free Edition customers are entitled to payment of $30.) Limitations apply. See Terms of Service for details.
What tax forms does Expert Assist Deluxe cover?
Getting started
| Form | What it covers |
|---|---|
| Form 1040 | U.S. Individual Income Tax Return |
| Form W-2 | Wages and Tax Statement |
| Form W-4 | Employee's Withholding Allowance Certificate |
Income you report
| Form | What it covers |
|---|---|
| Form 1095-A | Health Insurance Marketplace Statement |
| Form 1099-INT* | Interest Income (If 1099-DIV/INT/OID combined is <=$1500) |
| Form 1099-DIV* | Dividends and Distributions (If 1099-DIV/INT/OID combined is <=$1500) |
| Form 1099-OID* | Original Issue Discount (If 1099-DIV/INT/OID combined is <=$1500) |
| Form 1099-G* | Unemployment Income and other government payments (State and Local Refund Only) |
| Form 1099-K | Payment Card and Third Party Network Transactions |
| Form 1099-Q | Payments From Qualified Education Programs |
| Form 1099-R | Distributions From Pensions, Annuities, Retirement, etc. |
| Form 1099-INT* | Interest Income (If 1099-DIV/INT/OID combined is >$1500) |
| Form 1099-DIV* | Dividends and Distributions (If 1099-DIV/INT/OID combined is >$1500) |
| Form 1099-OID* | Original Issue Discount (If 1099-DIV/INT/OID combined is >$1500) |
| Form 1099-G* | Unemployment Income and other government payments (Entire Form) |
| Form 1099-A | Acquisition or Abandonment of Secured Property |
| Form 1099-C | Cancelation of Debt |
| Form 1099-MISC | Miscellaneous Income |
| Form 1099-NEC | Non Employee Compensation |
| Form 1099-SA | Distributions from an HSA, Archer MSA, or Medicare Advantage MSA |
| Form W-2G | Certain Gambling Winnings |
| Schedule B | Interest and Ordinary Dividends |
| Form 4852 | Substitute for Form W-2 or 1099-R |
| Form 982 | Reduction of Tax Attributes Due to Discharge of Indebtedness |
Homeowner & education
| Form | What it covers |
|---|---|
| Form 1098 | Mortgage Interest Statement |
| Form 1098-E | Student Loan Interest Statement |
| Form 1098-T | Tuition Statement |
| Form 5405 | First-Time Homebuyer Credit and Repayment of the Credit |
| Form 8396 | Mortgage Interest Credit |
| Form 8859 | Carryforward of D.C. First-Time Homebuyer Credit |
| Form 8863 | Education Credits |
| Form 8815 | Exclusion of Interest from Series EE and I U.S. Savings Bonds |
| Form 1098-C | Contributions of Motor Vehicles, Boats and Airplanes |
Family, dependents & elder care
| Form | What it covers |
|---|---|
| Schedule 8812 | Additional Child Tax Credit |
| Schedule EIC | Earned Income Credit |
| Form 8332 | Release of Claim to Exemption for Child of Divorced or Separated Parents |
| Form 8379 | Injured Spouse Allocation |
| Form 8857 | Request for Innocent Spouse Relief |
| Form 8862 | Information to Claim Certain Refundable Credits After Disallowance |
| Form 2441 | Child and Dependent Care Expenses |
| Form 8814 | Parents' Election To Report Child's Interest and Dividends |
| Form 8839 | Qualified Adoption Expenses |
| Schedule R | Credit for Elderly or Disabled |
Retirement & health accounts
| Form | What it covers |
|---|---|
| Form 4972 | Tax on Lump-Sum Distributions |
| Form 5329 | Additional Taxes on Qualified Plans (including IRAs) |
| Form 8606 | Nondeductible IRAs |
| Form 8615 | Tax for Certain Children who have Unearned Income |
| Form 8880 | Credit for Qualified Retirement Savings Contributions |
| Form 8889 | Health Savings Account |
| Form 8853 | Archer MSAs and Long-Term Care Insurance Contracts |
| Form 8994 | Employer Credit for Paid Family and Medical Leave |
Investments, foreign income & AMT
| Form | What it covers |
|---|---|
| Schedule 1* | Additional Income and Adjustments to Income (Student Loan Interest only) |
| Schedule 1* | Additional Income and Adjustments to Income (Entire Schedule) |
| Schedule 2 | Additional Taxes |
| Schedule 3 | Additional Credits and Payments |
| Form 1116/AMT | AMT Foreign Tax Credit/Foreign Tax Credit |
| Form 2555 | Foreign Earned Income |
| Form 6251 | Alternative Minimum Tax |
| Form 4952/AMT | AMT Investment Interest Expense Deduction/Investment Interest Expense Deduction |
| Form 8582/AMT/CR | Passive Activity Loss Limitations/AMT/Credit Limitations |
| Form 8801 | Credit for Prior Year Minimum Tax |
| Form 8938 | Statement of Specified Foreign Financial Assets |
| Form 8958 | Allocation of Community Property Amounts |
| Form 8960 | Net Investment Income Tax |
Business & self-employment
| Form | What it covers |
|---|---|
| Schedule C* | Profit or Loss from Business (Income only) |
| Schedule SE | Self-Employment Tax |
| Schedule H | Household Employment Taxes |
| Form 2106 | Employee Business Expenses |
| Form 4137 | Tax on Unreported Tip Income |
| Form 4562 | Depreciation and Amortization |
| Form 8995 | Qualified Business Income Deduction |
| Form 8995-A | Qualified Business Income Deduction Simplified Computation |
| Form 8995-A Sch A | Specified Service Trades or Businesses |
| Form 8995-A Sch B | Aggregation of Business Operators |
| Form 8995-A Sch C | Loss Netting and Carryforward |
| Form 8995-A Sch D | Special Rules for Patrons of Agricultural or Horticultural Cooperatives |
| Form SS-4 | Application for Employer Identification Number |
| Form 8919 | Uncollected Social Security and Medicare Tax on Wages |
Energy & vehicle credits
| Form | What it covers |
|---|---|
| Form 5695 | Residential Energy Credits |
| Form 8834 | Qualified Electric Vehicle Credit |
| Form 8911 | Alternative Fuel Vehicle Refueling Property Credit |
| Form 8936 | Qualified Plug-in Electric Drive Motor Vehicle Credit |
Charitable & other deductions
| Form | What it covers |
|---|---|
| Schedule 1-A | Additional Deductions |
| Schedule A | Itemized Deductions |
| Form 8283 | Non-cash Charitable Contributions |
Disasters, moving & special situations
| Form | What it covers |
|---|---|
| Form 3903 | Moving Expenses |
| Form 4684 | Casualties and Theft |
| Form 8915F | Qualified Disaster Retirement Plan Distribution and Repayments |
| Form 4547 | Trump Account Election(s) |
| Form 8959 | Additional Medicare Tax |
| Form 8962 | Premium Tax Credit |
Filing, extensions, payments & account admin
| Form | What it covers |
|---|---|
| Form 1040-ES | Estimated Tax for Individuals |
| Form 1040-V | Payment Vouchers |
| Form 1040-X | Amended U.S. Individual Income Tax Return |
| Form 1310 | Statement of Person Claiming Refund Due a Deceased Taxpayer |
| Form 14039 | Identity Theft Affidavit |
| Form 2120 | Multiple Support Declaration |
| Form 2210/2210AI | Underpayment of Tax/Annualized Income |
| Form 4506 | Request for Copy of Tax Form |
| Form 4868 | Application for Automatic Extension of Time to File |
| Form 8453 | U.S. Individual Income Tax Transmittal for an IRS E-File Return |
| Form 8822 | Change of Address |
| Form 8888 | Direct Deposit of Refund |
| Form 9465 | Installment Agreement Request |
| Schedule LEP | Request for Change in Language Preference |
* Only a portion of the form or schedule may be covered.
Frequently asked questions
Q: What are the differences between TurboTax Expert Assist and TurboTax Expert Full Service?
With Expert Assist, a team of tax experts is available to provide you with unlimited answers and advice as you do your taxes, and can review your return before you file.
With Expert Full Service, you're matched to a dedicated tax expert who will do your taxes, start to finish, and review them with you before filing. Where available, you will have the option to work with a local expert in person. You may see this option after starting with Expert Full Service if it's available in your area.
Q: What qualifications do the tax experts have?
Our US-based tax experts have extensive experience and training. They can handle all kinds of tax situations, from simple to complex and are always up-to-date on all the latest tax laws, from crypto to side gigs and new government credits. They'll guarantee your taxes are done 100% right, with every dollar you deserve.
Q: I filed with someone else last year—can an expert review my prior year return?
Yes. If you filed elsewhere last year, an expert can review the prior year return at no additional cost to check for anything you may have missed.
