You have employer insurance

You're all set!

Having insurance through your employer meets the requirement under the new law that all U.S. residents have health insurance in 2014.

If your situation changes

If you lose your job or something else changes, you may qualify to get help paying for a marketplace plan. However, not all events qualify.

We can keep you updated on important enrollment dates and any changes to the law.

What to do if your plan seems unaffordable

Check to see if you pay more than...

  • 9.5% of your household income for your share of the plan premium for just your coverage, or
  • 40% of medical costs for just you

If you do, you may qualify for a discount on a marketplace plan during the next open enrollment period, which starts on November 15, 2014 and ends on February 15, 2015.