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How much is the standard deduction worth?

Updated: 1/25/2013

Article ID: IAS10589

The standard deduction is based on your filing status. The amount changes every year, based on adjustments for inflation.

For 2012, the amounts are:

Single:     $5,950
Married Filing Jointly:   $11,900
Head of Household:   $8,700
Married Filing Separately: $5,950
Qualifying Widow(er): $11,900

Most taxpayers have a choice of either taking a standard deduction or itemizing their deductions. If you have a choice, you can use the method that gives you the lower tax.

The standard deduction is a dollar amount that reduces your taxable income. It is a benefit that eliminates the need for many taxpayers to itemize actual deductions, such as medical expenses, charitable contributions, and taxes, on Schedule A (Form 1040). The standard deduction is higher for taxpayers who:
- Are 65 or older, or
- Are blind.

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