Using Refund Processing Services to Pay TurboTax Fees

The Refund Processing Service fee is $29.95, which is added to your TurboTax fee and then deducted from your refund.

For example, if you choose to pay your $49.95 TurboTax Online fee through the Refund Processing Service, your tax refund will be reduced by $79.90 ($49.95 + $29.95). The $29.95 goes to one of two banks listed in the next section.

When you sign up for the Refund Processing Service, your refund will be handled by one of these banks:

• University National Bank of Saint Paul, MN; or
• First California Bank of Palm Desert, CA.

The bank that handles your refund is determined by the first Social Security number listed on the return.

If you have any questions about your refund, please do not contact the bank directly; instead, go to the Santa Barbara Tax Products Group website.

• The Refund Processing Service will not delay nor speed up your refund.
• You need to e-file your federal return. This option is not available for paper-filed returns.
• This option is not available if you owe federal tax or have no refund coming.
• Refund Processing Service fees cannot be deducted from your state refund.
• A bank account is required if you want to direct-deposit your refund.
  • Make sure the name on the account matches the name on your return.
  • You cannot split your refund into multiple accounts.
  • If you don't have a bank account, click here to learn about other options.
• If you change your mind, you can remove the Refund Processing Service before you e-file by clicking here and following the directions.

After choosing the Refund Processing Services option and successfully e-filing your return, you'll receive a confirmation e-mail from the bank. They will provide you an estimated date of when to expect your tax refund from the IRS.

Important: Refund processing service fees are only charged once, when the IRS processes your return. If your return is rejected by the IRS, you may be asked to enter your payment information again. Don't worry. You won't be charged a second time.