By what date do I need to contribute to my IRA to get the deduction?
Updated: 1/21/2013
Article ID: IAS10192
Contributions can be made to your Traditional IRA for a year at any time during the year or by the due date for filing your return for that year, not including extensions. If April 15 falls on a weekend, the contribution must be made by the next working day. You can claim a deductible contribution or report a non-deductible contribution (Form 8606) on your return even if you haven't made it yet provided the IRA is funded by the return due date, which is normally April 15.