Using Direct Deposit for Federal Tax Refunds
We highly recommend choosing direct deposit to receive your federal tax refund. It's fast, safe, and secure.
If you e-file and choose direct deposit, you'll usually get your tax refund in 7–14 days. You can even split your tax refund and deposit into 2 or 3 accounts, or use it to purchase U.S. Series I Savings Bonds!
Note: Due to IRS regulations, you cannot direct-deposit your refund into foreign accounts, only domestic accounts located in the United States.
Switching from check refund to direct deposit
You can always switch to direct deposit as long as your return hasn't been accepted or you haven't already mailed it.
- Open your return in TurboTax, click the Print & File tab, and then click File a Return in the bar below the tabs.
- Proceed through the interview until you reach the How Do You Want Your Federal Refund? screen.
- Select the first option, To my bank account. This will open a new section at the bottom of the screen.
- Enter the information for the account you want your refund deposited to, then select Continue.
What if I entered the wrong bank account information?
Oops! It's easy to do, with all those numbers. Click here and we'll tell you what to do next.

